Our Services

As your advisor, Lifetime will use great care to help organize your financial affairs and estate plan.  Working together, we will reach your personal and family goals.  The passage of time will bring new challenges and opportunities.  We will be there to help adapt your plans to the new circumstances and keep you headed toward your goal.

Our expertise will help blend your financial and estate plan together.  Our special knowledge of trusts will allow us to effectively use your trust(s) to accomplish your goals and wishes, rather than functioning as two mutually exclusive plans.

We will be there when a spouse passes or your estate is passed to your beneficiaries.  Lifetime will handle the settlement of your trust, which is the process that occurs when the owner of a trust passes.  Our goal is to organize your estate to minimize issues at settlement.

 

Lifetime will provide the following services:

Investments and Wealth Management

  • Develop a plan or "road map" to your retirement
  • Allocate your assets effectively
  • Manage your portfolio for wealth accumulation and preservation
  • Identify and address potential financial liabilities
  • Evaluate your life insurance needs
  • Manage 401(k), 403(b), TSP, IRA rollovers and transfers
  • Establish a distribution plan for retirement

 

Estate Planning

  • Plan for the distribution of your estate
  • Help educate about the advantages of trusts
  • Work with you and your attorney to assist in the creation of a trust
  • Help to properly place your assets into the trust (fund the trust)
  • Select and manage investments to make best use of the trusts
  • Educate successor trustees about their fiduciary duties
  • Monitor changes that may impact the trust
  • Settle the trust, which takes place when a trustor passes